Why Buy With Us?
Whether you’re selling or buying, I know the neighborhoods of Lenawee & Monroe Counties. Working with me, you can expect only the exceptional customer service and the top real estate professionalism South East Michigan has to offer.
Homes For Sale
Many IDX providers allow you to create saved searches to link to. This can be for homes based on price range or property characteristics.
Pre-Approval is important to have so that you may bid without worry on a Home within your Budget per the Lender. It gives the sellers of that Home confidence in your offer. I have numerous Lenders that I work with based on your needs and I will put you in touch with the right one for you.
Escrow and Closing Costs
What is escrow you ask? When you are talking with your mortgage lender, you’ll hear about escrow again. … They are funds held by the lender to make payments for your homeowners insurance and property taxes. Lenders will collect them monthly along with your loan payment and then pay the tax and insurance bills when they are due.
Closing costs include all of the expenses and fees associated with buying a home.
Get Pre-Approved or Pre-Qualified. Before a person begins the process of buying a house he or she will need to know what they can afford. Typically this comes down to how much of a loan he or she can obtain. … The lender also looks at any owed debt and even if the person is a first time home buyer.
A home warranty pays repair or replacement costs for the mechanical systems and built-in appliances that break down in a home. Warranties can be purchased by either the buyer or seller. When the seller is paying for the warranty, it is usually paid for and goes into effect at closing. The coverage period is normally one year. There are a lot of companies offering home warranties and coverage of individual policies can vary widely. Usually, central heating and air conditioning systems, electrical, plumbing and major appliances are covered. It’s important that you read the policy closely and understand what is and is not covered. The cost for a one year home warranty typically runs between $300 and $600, depending on the size of the home and the specific types of coverage. In addition to the policy premium, there is normally a deductible of $50 – $75 to pay when making a repair claim.
If you are buying a home and it doesn’t come with a warranty, you may want to consider paying for one yourself. The first year after buying a home is a time when most people don’t have a lot of cash on hand to cover problems that might arise. Having a one year home warranty in place can provide peace of mind during this time, and if something does break down, could really save your budget.
Are you relocating to this area? Looking for more information to help you find the right city and neighborhood for your family?
Our relocation guide includes the most up-to-date and vital information for people looking to move to our area.
First-Time Buyers Purchasing your first house in Southeast Michigan?
What a giant undertaking purchasing your first home is! Of course with all the exhilaration is also some fear – especially leading up to the transaction. It’s a good idea to have an experienced agent looking out for your greatest interests, and you’ll probably want some guidance along the way. We are absolutely trained and equipped in Southeast Michigan real estate, and would love to provide our expert support with buying your first house.
Not all REALTORS® are equally able to help YOU find your first home. Our dedication to our clients is what sets us apart. Here’s what you can expect when you use me for your first time home purchase.
- The process of purchasing a home has a considerable amount of steps. We’ll be there for everything from finding the right home among all the homes available in Deerfield, to providing expert guidance on closing costs and everything in between.
- We are local specialists, and can assist you with setting a want list of features you want in your community, school district, and your house.
- We can walk you through the diverse mortgages, home buying programs available, and the overwhelming financial details of purchasing a house.
- We will make sure you see all the houses that meet your needs, and keep a close track of all brand new listings.
- You can count on us to do everything in our power to make sure your home buying process is stress-free.
- We are ready to help you pick your right house in the Deerfield area!
When military staff and their families relocate, the services of a real estate professional who understands their needs and timetables makes the transfer easier, faster, and less stressful. This certification focuses on educating real estate professionals about working with current and former military service members to find the housing solutions that best suit their needs and take full advantage of military benefits and support. I am fully certified for working with active duty military buyers and sellers, as well as veterans with the NAR’s Military Relocation Professional Certification.
Home Buyers Checklist
The Home Buyer Checklist identifies some of the important factors to consider when choosing a home. In addition to an affordable sales price, you will also want to be sure that the neighborhood and house meet the needs of your family.
Ask for my checklist along when you go shopping for your house. It will help you evaluate the neighborhoods and assess the availability and condition of various features of up to three homes in a side-by-side comparison.